Prevent Impersonator Fraud
Falling for an impersonation scam could lead to significant money loss, fraud and identity theft. But with the these tips, you have the power to shield yourself.
Stay up-to-date on the latest information about financial safety and maximizing your F&M Bank tools. Along with tips to help protect your data, you’ll also find resources to take your financial know-how to the next level.
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Online Shopping Scams
Online shopping scams have a hefty price tag. Picture this: You find exactly what you’re shopping for online, and the price seems like a steal! Turns out, it is a steal—for the scammers. Don’t let scams break the bank. Check out these tips for shopping online safely.
Residential Loan Documents Required By Banks In NC
Understanding the documentation required for residential loans is crucial. Learn more about these necessary documents for residential loans, as well as helpful tips for a successful loan application.
Retirement Accounts: Plan Today, Retire in Comfort
Retirement is a milestone we all look forward to. We dream about a time to relax, travel and enjoy the rewards of years of hard work. But to retire comfortably, you need a solid financial plan in place.
Find The Right Mortgage For Your Dream Home With F&M Bank
At F&M Bank, we know that no two homebuyers are the same. That’s why we offer personalized mortgage solutions designed to help you secure your dream home while maintaining a strong financial future.
Denied a Small Business Loan in NC? Here’s What to Do Next
Being denied a small business loan can be discouraging, especially when funding is key to growing your business. However, a denial is not the end of the road.
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Facts and Myths About Home Loans
A home loan is a loan offered by banks and other financial institutions to help finance the purchase of a property. A home loan is also known as a “mortgage.”
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What’s The Right Checking Account for Your Business
A variety of business checking accounts are available to organizations of every size, but which is best for yours? There’s no one-type-fits-all, so let’s examine some of the products and services offered by F&M Bank
How to Protect Yourself from Cryptocurrency Scams
Cryptocurrency scams are becoming increasingly sophisticated. So, even if you’re a seasoned crypto investor, you still could become a target.
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Startup Business Loans: The Hunt For Capital
When it comes to sourcing funds for your startup business in North Carolina, business loans are among the most popular options. This article describes the common types available, their benefits and reasons you may or may not be approved for these loans.
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Understanding Home Equity Loans and Rates
Are you a homeowner in need of money for a project? A home equity loan might be the best financial solution for you.
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Business Loans: Why Banks Say No
When a small business owner approaches a local or national bank for a business loan, it is usually because they are unable to acquire funding through other sources.
Local Banks: The Future of Community Investing
In today's globalized world, it can be easy to overlook the importance of local investment or sponsorship opportunities in our communities.
Benefits: Construction Loans NC Home Projects
Are you thinking of building your own house? The dream of building your own home from the ground up is exciting and liberating. Turning your dream home into a reality, however, comes with its fair share of challenges and expenses.
How to Spot Free Vacation Scams
Everyone dreams of a free vacation, but scammers are out to turn that dream into a nightmare. If the deal seems too good to be true, it probably is. You can keep the scammers at bay with these financial safety tips.
Charity Scams: Giving Safely in a Digital Age
It’s normal to want to help those in need. Unfortunately, scammers know this and try to exploit your generosity. To protect yourself and your donations, keep in mind these charity scam red flags and smart giving tips.
Applying For Commercial Loans With Banks In NC
Commercial loans help small businesses overcome hurdles. Learn the basics of commercial loans, the types available, how to apply, as well as documents require for commercial loans.
A Guide to Getting a Home Mortgage Loan
Buying a home is a significant milestone in your life, but the journey to homeownership can be daunting, especially if you're new to the mortgage loan process. Keep reading, and we'll demystify the intricacies of....
Exploring the Benefits of Local Banks: Putting Clients First
Local banks are more than just financial institutions within your community. They are your financial partner for community banking services in your North Carolina neighborhood.
Understanding Commercial Loans And How They Work
Andrew and Mary Walker, proprietors of Across the Pond Bed & Breakfast in Salisbury. The Walkers undertook a 6-month restoration project
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7 Finance Tips From Investment Advisors
Being financially competent is critical these days. In a world filled with endless investment opportunities and experts who claim to know what you should be doing