Educational Resources

7 Finance Tips From Investment Advisors

Being financially competent is critical these days. In a world filled with endless investment opportunities and experts who claim to know what you should be doing

Understanding Commercial Loans And How They Work

Andrew and Mary Walker, proprietors of Across the Pond Bed & Breakfast in Salisbury. The Walkers undertook a 6-month restoration project

Exploring the Benefits of Local Banks: Putting Clients First

Local banks are more than just financial institutions within your community. They are your financial partner for community banking services in your North Carolina neighborhood.

Read More About Local Banks

A Guide to Getting a Home Mortgage Loan

Buying a home is a significant milestone in your life, but the journey to homeownership can be daunting, especially if you're new to the mortgage loan process. Keep reading, and we'll demystify the intricacies of....

A Comprehensive Guide to Getting a Home Mortgage Loan

Business Loan With Bad Credit

Having poor credit makes it hard to qualify for a business loan, especially if you’re planning to take the traditional route.

Comparing Checking Accounts vs. Savings Accounts

A checking account, also known as a demand or transactional account, allows you to make both withdrawals and deposits at a bank.

What is Investment Banking?

Investment banking is a specialty office of the banking industry designed to help governments, businesses and other entities raise money in a variety of ways.

5 Benefits Of Apple Pay For Merchants & clients

Many people are familiar with Apple Pay, a payment feature that enables clients and merchants to do contactless transactions using Apple-supported devices like iPhone, MacBook Pros, and Apple watches.

4 Immediate Measures To Take After Losing Your Debit Card

Is your debit card gone? Acting fast can prevent a relatively minor mishap from having major repercussions for your financial life.

Types of Mobile Loans and Their Pros & Cons

Thanks to modern technology, loan applications are more convenient than ever. You no longer need to put pen to paper; rather, you can apply using a mobile phone or website.

3 Ways A Debit Card Benefits You

Debit cards are issued by banks so that every cardholder can easily and quickly transfer money or make payments.

Identity Theft: Common Causes & How To Recognize It

Identity theft or identity fraud is when a thief steals your personal information and attempts to misuse it.

7 Advantages Of Using Apple Pay

5 Essential Things To Know About Bank Mobile Deposit

A mobile deposit or mobile check deposit is a simple, convenient tool that allows you to deposit your checks remotely via your bank’s mobile app

Check Yourself for Check Fraud

Today we can transfer money with the click of a button and make a purchase with the tap of a card. As banking technology evolves, so do financial scam tactics. So, it’s easy to assume paper checks are safe from scammers, but the truth is, paper checks aren’t fraud-proof. Keep reading for tips on how to spot check fraud — and stop it.

How to Protect Yourself from Text Phishing (Smishing)

Scammers like to go phishing. That is, they like to impersonate your bank to trick you into sharing your personal information. These scam text messages are called smishing and are often very convincing, very scary and very urgent. But don’t take the bait. Take a minute to assess the situation for fraud. Or else, you could be on the hook for some serious financial trouble. 

Advantages of Business Loans

Every business needs funding to start and/or grow operations. Not everyone has access to capital for a start-up business, which is where business loans come in handy.

A Few Essential Tips On Finding the Best Bank for Start-Up Businesses

Start-up business entrepreneurs usually need help introducing their business to customers. No matter how passionate or talented they are, choosing a great bank is among the most important steps for new entrepreneurs.

Social Media Safety

Thieves can piece together potentially damaging clues about when you’ll be away from home, which loved ones or hobbies might make up your passwords, and more.

Prevent Impersonator Fraud

Falling for an impersonation scam could lead to significant money loss, fraud and identity theft. But with the these tips, you have the power to shield yourself.