Money Market

A mother and daughter sitting at a desk with a F&M Bank employee

Looking for bigger returns and convenience? If you plan to keep a minimum balance of $1,000 or more in your account, you can earn interest at rates higher than a checking account while still enjoying easy access to your funds with an F&M Money Market account.

Account Features
  • Minimum Opening Balance - $1000 deposit required to open account
  • App & Online Banking with Bill Pay - Securely check your balances, pay bills and more from your phone or tablet
  • Mobile Deposit (upon approval) - Deposit checks directly from your mobile device
  • In-App, Email & Text Notifications - Important info comes straight to your inbox or mobile device
  • eStatements - View account statements online as soon as they’re ready
  • Earns Tiered Interest Rates - Dependent on account balances.
  • Monthly Service Charge of $10 - Eliminate this charge when you maintain a minimum daily balance of $1,000

To learn more about our personal savings accounts, contact an F&M team member or stop by any F&M Bank location.