ATM Banking

A woman brings her dog with her to the F&M Bank ATM

Sure, F&M ATMs are a quick way to access money. But their benefits extend well beyond fast cash to include a variety of financial management tools.

Use F&M ATMs to:
  • Deposit to or withdraw from checking, savings and other accounts
  • Transfer funds between your accounts
  • Make balance inquiries on your accounts
  • Make payments on F&M Bank loans

Frequently Asked Questions

Absolutely. Not only is it convenient, but it’s as secure as handing cash or a check to a teller. You can choose to receive a receipt that documents your transaction or use Online Banking or Mobile Banking to monitor the activity.
You’ll need to deposit all funds into one account initially. Using Online Banking or Mobile Banking, you can then split the deposit however you want in a matter of minutes, once it’s posted to your account.
We offer transactions in either English or Spanish.
No; however, you will be able to see the amount deposited and that it was an ATM transaction through Online Banking.
No. One of the biggest perks of F&M ATMs is that they allow you to complete transactions on your schedule, 24 hours a day. However, please note the following about cut-off times for transactions posting to your account: Any withdrawal or transfer done after 4:00 pm will post on the next business day. Any deposit made at the ATM prior to 4:00 pm will post to your account on the same business day; otherwise, it will post the next business day.