Mobile Deposit

Female F&M Bank client depositing a check from her phone

With F&M Bank Mobile Deposit, you don’t have to add a bank stop to your day when you want to deposit a check. This F&M Mobile App tool and a couple of photos are all you need to enjoy a secure, easy-to-use shortcut. Don't have our App yet? Download it today once you've enrolled in Online Banking.

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Using F&M Bank Mobile Deposit

To deposit directly into your eligible checking or savings account using the F&M Mobile App:

  1. Tap Deposit Checks from the menu. Click on the account you would like to enroll to submit your request for enrollment. Once you have received approval via an In-App Message you are all ready!
  2. Select Deposit a Check and enter the amount.
  3. Tap Continue.
  4. Select the account you would like to deposit funds to. The Capture Check Front screen appears.
  5. Tap OK to allow the App to access your camera.
  6. Center the check front in the capture screen, tap the screen to capture, and hold your device steady while the auto focus completes. After a short wait time, a preview screen appears.
  7. Tap Continue. If needed, tap Retake to replace your capture with a new one.
  8. Use the same method to capture the check's other side, and then tap Continue. Your deposit information appears.
  9. Tap Submit.
You’ll receive a confirmation message on your device for each successful deposit.

*Wireless carriers may charge fees for text transmissions or data usage