Man uses cellphone to call for help as a result of a car breakdown

When you need fast access to cash, CreditReserve might be just what you need. Credit lines are available to you whenever you need it, regardless of how you’re planning to use the money. Need cash now? Anticipating a future need? CreditReserve works similar to a credit card — as you pay down balances owed, that money is available to use again.

Features of CreditReserve

  • Personal credit lines starting as low as $500
  • Variable monthly payments
  • Flexible repayment terms
  • No application fee
  • Write a check on your account
  • Transfer money from your line of credit to your checking account through online banking or by calling 704-637-9922.
  • Overdraft protection for your F&M Bank Checking Account
All credit subject to approval