F&M Bank has over a century of experience helping clients reach their financial goals. Whether you’re starting small or dreaming big, F&M Bank has a diverse collection of savings accounts designed to help you succeed.
With these features, every savings account helps you save money—and time.
- App & Online Banking with Bill Pay - Securely check your balances, pay bills and more from your phone or tablet
- Mobile Deposit (upon approval) - Deposit checks directly from your mobile device
- In-App, Email & Text Notifications - Important info comes straight to your inbox or mobile device
- eStatements - View account statements online as soon as they’re ready
The above features apply only to F&M Bank Savings Account options. Not including Club Accounts.
Save for a rainy day
This savings account is a basic, low-fee account that will simply help you save.
Save for your dreams
Whether you are planning for a future business endeavor or just for an epic adventure, this savings account can help you reach your goals faster by delivering a competitive, tiered interest rate.
Save for the first time
This savings account is perfect for younger clients learning how to manage their money and is designed for clients under 18 years of age.
Save for the holidays
Holiday expenses have a way of sneaking up on us. With a Christmas Club account, you can put a little money away throughout the year and have plenty when the yuletide season rolls around.
F&M Money Market
Save for your nest egg
Looking for bigger returns and convenience? You can earn interest at rates higher than a checking account while still enjoying easy access to your funds.