Educational Resources

Stay up-to-date on the latest information about financial safety and maximizing your F&M Bank tools. Along with tips to help protect your data, you’ll also find resources to take your financial know-how to the next level.



















Featured Article

How to Prevent In-Person Payment App Scams

Payment apps, like Venmo, CashApp, PayPal and Zelle, are popular because they make it easy to send a gift to a loved one, pay for an item on community marketplace sites or reimburse a friend. Unfortunately, these apps are also popular with scammers.  


Recent Posts and Articles



 
















A father and son having fun playing with building blocks inside their home

First-Time Homebuyer: 5 Benefits You Should Know

Buying a home in North Carolina for the first time can be challenging, especially if you aren’t familiar with programs that can make it easier and more affordable.


Person checking stock prices on phone and laptop

5 Questions to Ask An Investment Banking Firm

Looking for an Investment Banker in North Carolina? Need help planning for college, retirement, or trust & estate planning? This curated list of questions to ask an advisor can help make your search easier and more effective


How to Protect Yourself from HELOC Scams

In a HELOC scam, fraudsters commit check fraud to gain unauthorized access to a homeowner’s equity line of credit. Fraudsters can use information available in public records to create fake checks that draw on HELOCs. 


Person checking mortgage rates on laptop

What Type of Mortgage Rate Can I Get With My Credit Score?

Are you thinking of applying for a mortgage in North Carolina and wondering whether you’re ready financially? This guide will help you understand how your information is weighed.