Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. F&M Bank and F&M Investment Services are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using F&M Investment Services, and may also be employees of F&M Bank. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, F&M Bank or F&M Investment Services. Securities and insurance offered through LPL or its affiliates are:
Not Insured by FDIC or Any Other Government Agency
Not Bank Guaranteed
Not Bank Deposits or Obligations
May Lose Value
F&M Bank provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for F&M Bank to make these referrals, resulting in a conflict of interest. F&M Bank is not a current client of LPL for brokerage or advisory services.
Series 24 Registered Principal License, Series 65, Investment Representative and Series 7 General Securities Representative with LPL Financial.
Life, Health, Medicare Supplement/Long Term Care and Annuity Licenses, State of North Carolina and South Carolina.
Financial Services Professional Career began in 1995.
Named to the list of Top 50 Investment Advisors in the U.S. by Bank Investment Consultant magazine - 2012 & 2013. Recipients were honored for their continued commitment to excellence and dedication to serving their clients with objective advice. Named to the list of Top 100 Investment Advisors in the U.S. by Bank Investment Consultant magazine - 2016, 2017, 2018 & 2019.
Awarded Best Investment Firm/Financial Advisor as voted by readers of the Independent Tribune in their annual 'Best of Greater Cabarrus' 2017, 2019, 2020, 2021, 2022 awards.