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“Estate planning” sounds like an issue reserved for the wealthy. The truth is that if you have any assets, you have an estate.

Your estate may include your car or house, as well as things like investments and insurance. All of these components can contribute to your family’s security after you’re gone, but maximizing those benefits starts with creating a plan now.

Whether you have a little or a lot, the professionals at F&M Investment Services are here to help. Our team will guide you through decisions about investments, asset distribution, and more. We can also help you set up life insurance and charitable remainder trusts.

At F&M Investment Services, your financial security is our priority. Find out more about Trust & Estate Planning and how it supports your goals by contacting an F&M Investment Services financial consultant .


Check the background of investment professionals associated with this site on FINRA's BrokerCheck .


F&M Investment Services, Inc. is a subsidiary of F&M Bank. F&M Bank and F&M Investment Services are not registered broker/dealers and are not affiliated with LPL Financial.

The LPL Financial registered representative associated with this site may only discuss and/or transact securities business with residents of North Carolina. Securities offered through LPL Financial, Member FINRA / SIPC . Insurance products offered through LPL Financial or its licensed affiliates. LPL Financial Representatives offer access to Trust Services through The Private Trust Company, N.A., an affiliate of LPL Financial.

Not FDIC Insured | No Bank Guarantee | May Lose Value
Not a Deposit | Not Insured By Any Federal Government Agency