Retirement Planning with F&M Investment Services

Retirement is coming, whether you’re ready or not. If you want to be confident, rather than anxious, about your Golden Years, the answer may be as simple as F&M Investment Services.

F&M Investment Services helps design retirement plans for individuals and corporate benefit programs. The first step in every case is gaining a thorough understanding of what’s important to you.

The experienced team at F&M Investment Services, a subsidiary of F&M Bank, works alongside individuals to identify their financial goals and then develop a plan to pursue them. We’ll explain F&M Investment Services’ many investment options, as well as how our management services might benefit you.

Corporate clients get access to specialists who can assist in finding the right employer-sponsored retirement plan for your unique company and employees. Whether it’s a 401(k), 403(b), a profit-sharing plan, or another strategy, we’ll help you narrow your options while providing a variety of investment choices.

Start planning for your future today by contacting an F&M Investment Services financial consultant .

Check the background of investment professionals associated with this site on FINRA's BrokerCheck .

Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. F&M Bank and F&M Investment Services are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using F&M Investment Services, and may also be employees of F&M Bank. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, F&M Bank or F&M Investment Services. Securities and insurance offered through LPL or its affiliates are:

Not Insured by FDIC or Any Other Government Agency	Not Bank Guaranteed	Not Bank Deposits or Obligations	May Lose Value

F&M Bank provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for F&M Bank to make these referrals, resulting in a conflict of interest. F&M Bank is not a current client of LPL for brokerage or advisory services.

Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.