Personal Checking Accounts

A F&M Bank employee sitting and smiling with a client

You work hard for your money, and you deserve a checking account that works for you. That’s why F&M Bank offers five personalized checking accounts with a range of benefits to fit your lifestyle. Convenient, secure and flexible, our checking accounts are designed to meet your needs and exceed your expectations.

With these features, every checking account gives you financial control.

Our Accounts

Power Checking

Reap the rewards

Maximum reward and the perfect number of extras. This versatile account supports your busy life with a wide range of time- and money-savers.
Simply Yours Checking

Keep it super simple

Simply Yours goes well beyond the basics to deliver a long list of benefits at an exceptional value.
Simply First Checking

Support the learning curve

Designed for those less than 24 years of age, Simply First introduces young adults to a rewarding new financial tool.
Simply Prime Checking

Get the golden age advantage

Designed for those 62 years of age or better, Simply Prime is a great choice if you want a straightforward account with plenty of pluses.
Signature Checking

Make the most of your money

Put your money to work with a checking account that offers exclusive interest rates. Ideal for clients with higher account balances.