You work hard for your money, and you deserve a checking account that works for you. That’s why F&M Bank offers five personalized checking accounts with a range of benefits to fit your lifestyle. Convenient, secure and flexible, our checking accounts are designed to meet your needs and exceed your expectations.
With these features, every checking account gives you financial control.
- Minimum Opening Balance - $50 deposit required to open account
- App & Online Banking with Bill Pay - Securely check your balances, pay bills and more from your phone or tablet.
- Mobile Deposit (upon approval) - Deposit checks directly from your mobile device.
- In-App, Email & Text Notifications - Important info comes straight to your inbox or mobile device.
- eStatements - View account statements online as soon as they’re ready.
- F&M Bank Debit Card - Swipe/insert-and-go ease with worldwide acceptance.
- Multiple Overdraft Solutions - Peace of mind in case of a mistake or emergency.
Reap the rewards
Maximum reward and the perfect number of extras. This versatile account supports your busy life with a wide range of time- and money-savers.
Simply Yours Checking
Keep it super simple
Simply Yours goes well beyond the basics to deliver a long list of benefits at an exceptional value.
Simply First Checking
Support the learning curve
Designed for those less than 24 years of age, Simply First introduces young adults to a rewarding new financial tool.
Simply Prime Checking
Get the golden age advantage
Designed for those 62 years of age or better, Simply Prime is a great choice if you want a straightforward account with plenty of pluses.
Make the most of your money
Put your money to work with a checking account that offers exclusive interest rates. Ideal for clients with higher account balances.