Christmas Club

F&M Bank employees dressed up for the holidays standing in front of a trolley

Holiday expenses have a way of sneaking up on us. With F&M Bank’s Christmas Club Account, you can put a little money away throughout the year and have plenty when the yuletide season rolls around.

Account Features
  • Minimum Opening Balance - $25 deposit required to open account
  • By the first of November receive a check or automatic deposit to your F&M Bank checking, savings or money market account
  • If a withdrawal is necessary prior to November, a $5 early withdrawal fee applies
To learn more about our personal savings accounts, contact an F&M team member or stop by any F&M Bank location.