Core Savings

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This savings account is a basic, low-fee account that will simply help you save. Start with a little, and watch your savings grow thanks to interest and free extras.

Account Features
  • Minimum Opening Balance - $25 deposit required to open account
  • App & Online Banking with Bill Pay - Securely check your balances, pay bills and more from your phone or tablet
  • Mobile Deposit (upon approval) - Deposit checks directly from your mobile device
  • In-App, Email & Text Notifications - Important info comes straight to your inbox or mobile device
  • eStatements - View account statements online as soon as they’re ready
  • Withdrawals - Make one (1) withdrawal (debit) per statement period for no charge, additional withdrawals are subject to a fee*
  • Interest Earning
  • Monthly Service Charge of $3 -Eliminate this service charge by maintaining a minimum daily balance of $25
To learn more about our personal savings accounts, contact an F&M team member or stop by any F&M Bank location.

*See product disclosure for withdrawal fees