Savings First

A mother and her son shop for produce at the local Community Marketplace

Piggy banks are great, but a savings account is even better! Kids will learn to love having money in the bank—and being in charge of it, too. This savings account is perfect for younger clients learning how to manage their money and is designed for clients under 18 years of age. Help teach your children the importance of saving as part of their financial health by choosing the right savings option for them.

Account Features
  • Minimum Opening Balance - $5 deposit required to open account
  • App & Online Banking with Bill Pay - Securely check your balances, pay bills and more from your phone or tablet.
  • Mobile Deposit (upon approval) - Deposit checks directly from your mobile device
  • In-App, Email & Text Notifications - Important info comes straight to your inbox or mobile device.
  • eStatements - View account statements online as soon as they’re ready
  • Withdrawals - Make up to 9 withdrawals (debits) per statement period for no charge, additional withdrawals are subject to a fee*
  • Interest Earning
  • Service Charge of $1 - Eliminate this charge when you maintain a minimum daily balance of $5
To learn more about our personal savings accounts, contact an F&M team member or stop by any F&M Bank location.

*See product disclosure for withdrawal fees
Note: All minor accounts require joint ownership, see product disclosure.