Simply First Checking

Three women shopping for new clothes at a store

F&M Simply First Checking

Designed for clients less than 24 years of age, Simply First Checking offers everything they will need to enjoy the benefits of a checking account. Start right with an account that includes a debit card, Mobile Banking and other perks that help boost financial independence and know-how.

Account Features


Service Charge

Monthly Service Charge: $3

Eliminate this service charge when you choose eStatements.

To learn more about our personal checking accounts, contact an F&M team member or stop by any F&M location.