Signature Checking
Put your money to work with a checking account that offers interest rates exclusively for Signature Checking. This account is ideal for clients who are able to maintain higher monthly account balances and/or have a loan relationship with F&M Bank. Plus, the account’s valuable extras help increase your financial security.
Account Features
- Minimum Opening Balance - $50 deposit required to open account
- App & Online Banking with Bill Pay - Securely check your balances, pay bills and more from your phone or tablet.
- Mobile Deposit (upon approval) - Deposit checks directly from your mobile device.
- In-App, Email & Text Notifications - Important info comes straight to your inbox or mobile device.
- eStatements - View account statements online as soon as they’re ready.
- F&M Bank Debit Card - Swipe/insert-and-go ease with worldwide acceptance.
- Multiple Overdraft Solutions - Peace of mind in case of a mistake or emergency.
- F&M Specialty Wallet Checks - Once per calendar year
- Identity Theft Protection, Monitoring & Resolution Service - Help to avoid and resolve identity theft.
- Earns Interest
- Six (6) Official Checks Per Calendar Year
- Two (2) Stop Payment Order Per Calendar Year
- Discounted Safe Deposit Box
Service Charge
Monthly Service Charge: $25
Receive a $2 eStatement credit, simply by electing to receive electronic statements.
Perform one (1) of the following activities during the statement period:
- Maintain an average ledger balance of $10,000 in this account
- Maintain a combined average ledger balance of $25,000 in your F&M Bank checking, savings and/or money market accounts
- Have a combined outstanding loan balance of $100,000 or more on your F&M Bank mortgage, home equity line of credit and/or consumer loans*
To learn more about our personal checking accounts, contact an F&M team member or stop by any F&M Bank location.
*For this option, the Signature Checking primary account holder must be either the primary or joint borrower on the qualifying loan(s). See product disclosure.
