Signature Checking

Client shaking hands with an F&M Bank employee at account opening

Signature Checking

Put your money to work with a checking account that offers interest rates exclusively for Signature Checking. This account is ideal for clients who are able to maintain higher monthly account balances and/or have a loan relationship with F&M Bank. Plus, the account’s valuable extras help increase your financial security.

Account Features

Service Charge

Monthly Service Charge: $25

Receive a $2 eStatement credit, simply by electing to receive electronic statements.

Perform one (1) of the following activities during the statement period:
  • Maintain an average ledger balance of $10,000 in this account
  • Maintain a combined average ledger balance of $25,000 in your F&M Bank checking, savings and/or money market accounts
  • Have a combined outstanding loan balance of $100,000 or more on your F&M Bank mortgage, home equity line of credit and/or consumer loans*
To learn more about our personal checking accounts, contact an F&M team member or stop by any F&M Bank location.

*For this option, the Signature Checking primary account holder must be either the primary or joint borrower on the qualifying loan(s). See product disclosure.