Business Checking is the ideal choice for smaller businesses with moderate to high transaction needs. Enjoy a low minimum opening balance, a low monthly service fee that can easily be avoided and a variety of value-added features.
Account Features
- Minimum Opening Balance: $100 deposit required to open account
- Up to 250 items per month at no charge*
- $12 monthly maintenance fee (waived when you maintain an average monthly balance of $1,000)
- App & Online Banking with Bill Pay
- Mobile Deposit (upon approval)
- In-App, Email & Text Notifications
- eStatements
- F&M Bank Debit Card
- Multiple Overdraft Solutions available with CreditReserve** or a business savings account
Business customers also have access to additional services such as business savings and money market accounts, Payroll services, cash management services and business lending solutions.
To learn more about our business checking accounts, contact an F&M Bank team member or stop by any F&M Bank location.
* An item is defined as checks paid, deposits, deposited items, ACH debits, ACH credits and teller withdrawals. There is a $0.30 charge for each item over the monthly limit.
** Subject to credit approval
** Subject to credit approval
