Business Checking Account Comparison

Person holding a F&M Bank account opening folder

Compare Business Checking Accounts

The right tools matter at every stage of your company’s story. Our lineup of business checking account options has been thoughtfully designed to complement your unique needs and goals. Not sure which is ideal for your business? Our experienced staff can help you choose the perfect fit.

EZ Business Checking Business Checking Non-Profit Checking Business Advantage Commercial Checking
Description
The ideal choice for sole proprietorships businesses and non-profit organizations with limited monthly transactions
Designed for smaller businesses with a moderate to high volume of transactions
Designed for smaller non-profit organizations with moderate to high volume of transactions
The added perks of this account benefit businesses and non-profit organizations with more transactions
Advantageous for established businesses and non-profit organizations with moderate to high transaction activity whose compensating balances may offset fees
See Account Details or Apply Online Business Checking Details Business Advantage Checking Details
Minimum Opening Balance $100 $100 $100 $100 $100
Monthly Maintenance Fee $0 $12 $8 $35 $15
To avoid Monthly Maintenance Fee N/A
Maintain an average monthly balance of $1,000
Maintain an average monthly balance of $1,000
Maintain an average monthly balance of $25,000
Earnings Credit Allowance can reduce or eliminate service charges
Monthly Items*
100 items at no charge
250 items at no charge with an average monthly balance of $1,000
250 items at no charge
750 items at no charge

1,000 items at no charge with an average monthly balance of $50,000
Per item charges vary based on transaction type
App & Online Banking with Bill Pay
Check mark
Check mark
Check mark
Check mark
Check mark
Mobile Deposit (upon approval)
Check mark
Check mark
Check mark
Check mark
Check mark
In-App, Email & Text Notifications
Check mark
Check mark
Check mark
Check mark
Check mark
eStatements
Check mark
Check mark
Check mark
Check mark
Check mark
F&M Bank Debit Card
Check mark
Check mark
Check mark
Check mark
Check mark
Multiple Overdraft Solutions
Check mark
Check mark
Check mark
Check mark
Check mark
Discounted Checks


Check mark


*An item is defined as checks paid, deposits, deposited items, ACH debits, ACH credits and teller withdrawals. There is a $0.30 charge for each item over the monthly limit.

Business clients also have access to additional services such as business savings and money market accounts, cash management services and business lending solutions . To learn more about our business checking accounts, contact an F&M team member or stop by any F&M location.