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Online Banking

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The convenience of our Mobile App and 24-hour Online Banking means you can securely manage your accounts and put Online Bill Pay to work for you anywhere you have an Internet connection. The first thing you'll notice is a new look, but we think you'll be most excited about the features that make it even easier to use:


Online Bill Pay

Why use Online Bill Pay? Not only will you save on stamps, but you can click through a stack of bills in just minutes! Other benefits: 

  • It’s complimentary.
  • Pay bills whenever you want, from wherever you want.
  • Set up your own list of payees with our secure system.
  • Schedule one-time or recurring payments from any of your checking accounts.
  • Send money to individuals with Person-to-Person (P2P) Payments.
  • Import payees from your Contacts 

Person-to-Person Payments

One of the App and Online Banking’s perks, P2P is an easy way to make an electronic payment* using the payee’s email address or bank routing number, without any fees. P2P will appear on your F&M Bank App once you enroll in Online Bill Pay and create your first payee. Even better: any payees already set up within your Bill Pay system will appear on the F&M P2P feature.. 

*Daily limit is $2,500.

Download the Online Banking & App Experience User Guide


Mobile Banking Just Got Even Better

You + your smartphone = a power couple. Using the F&M Mobile App is like putting hours back on the clock. Complete banking tasks while you’re waiting in line, at the kids’ soccer game—almost anywhere—using this simple, secure tool. Along with all the features of Online Banking, you have these convenient tools at your fingertips, based on your mobile device:

  • Android users have fingerprint log in ability
  • Apple users have Touch ID® and Face ID® Security
  • Auto capture for Mobile Deposit check images offering greater reliability and speed

The biggest takeaway: you can do more on our Mobile App than ever before. We invite you to take a minute to explore and enjoy!

Touch ID® and Face ID® Security

We’re taking on-the-go banking security to a new level with Touch ID and Face ID. These Mobile App features use your unique fingerprint or face, saving you time while increasing the safety of your financial information when you log in. Touch ID and Face ID is currently available for Apple users (iPad, iPhone), and Touch ID is currently available for Android apps

Get Started

Want to go Mobile? Simply sign up for Online Banking, and then download our App from the Google Play or App Store by clicking on the appropriate button below.

Already signed up for Online Banking?

Download the F&M Bank App for your mobile phone or tablet today! 

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App Store℠ is a trademark of Apple, Inc., registered in the U.S. and other countries.

Google Play™ is a trademark of Google, Inc. Use of this trademark is subject to Google Permissions.