F&M Bank Welcomes Chrissy Overman and Misty Goins

Headshot of Relationship Banking Manager at Concord office, Chrissy Overman

We’re excited to announce the addition of Chrissy Overman in our Concord office and Misty Goins in our Jake Alexander Boulevard, Salisbury office as Relationship Banking Managers.

“Chrissy is a quality banker with a wealth of knowledge from her 20+ year banking career,” said F&M Bank Chairman & CEO Steve Fisher. “Chrissy understands that being a Relationship Banking Manager means being her clients’ financial partner for life.”

Chrissy is a 2018 graduate of the Leadership Development Institute from the Carolinas Credit Union League. With her experience in mortgage and consumer lending, Chrissy helps her clients achieve their financial goals — whether they’re establishing a new banking relationship, purchasing a new home or getting a new piece of equipment for their business.

Chrissy exemplifies the F&M Bank tradition of community service. A Concord resident for over 20 years, Chrissy has volunteered with many organizations, including supporting human trafficking victims and serving on the Board of Directors for Rowan/Cabarrus Vocational Opportunities, Inc.

Headshot of Relationship Banking Manager at the Jake Alexander Boulevard office, Misty Goins Similarly, Misty has served on the Advisory Board for The Salvation Army of High Point. She has also trained to be a child advocate as Guardian ad Litem, as well as a big sister for Big Brothers, Big Sisters. A 2023 graduate of Leadership High Point, Misty was awarded the Miss Congeniality Award from her class. She was also honored with Building Everyday Leaders in 2022 and Women in Motion Kitty Congdon Mentorship Series in 2023.

For over 20 years, Misty has served clients in the banking industry. “Misty always has our clients’ best interests at heart. She consistently exceeds her clients’ expectations and makes a difference in their lives through the trusting relationships she builds,” said Fisher. “We’re proud of her accomplishments and continued growth with us.”

F&M Bank has been named one of the best banks in NC. The designation is particularly meaningful because it recognizes what we’ve known for over a century: our people are simply the best. F&M Bank has always recruited exceptional team members, with an emphasis on top-notch client service and financial expertise. It’s the very foundation of our company. 

Fisher adds, “We have no doubt Chrissy and Misty will continue to excel in their careers with F&M Bank! Please join us in welcoming them to our Concord and Jake Alexander Boulevard office locations.”