Mastercard Benefits

Your new F&M Bank Debit Mastercard offers advantages on everyday transactions, as well as privileges that follow you around the world. Near or far, count on protection that lets you pay with confidence. 

  • Chip Technology improves the global usability and security of your card as more merchants at home and abroad switch to advanced chip card terminals.
  • Mastercard Global Service™ provides 24 hour a day, seven day a week assistance with lost and stolen card reporting, emergency card replacement, emergency cash advance, as well as assistance with locating ATMs. 1
  • Mastercard Airport Concierge™ provides a Meet and Greet agent to assist with flight connections plus, at select airports, expedited security/immigration processing.
  • Extended Warranty doubles most manufacturer or U.S. store brand warranties for up to one additional year. 1
  • Identity Theft Resolution Services assists you with credit bureau notification and debit card replacement and provides you with an ID Theft Affidavit should you become the victim of Identity Theft. 1
  • Purchase Assurance covers most items purchased with your card if they are damaged or stolen within 90 days of the date of purchase. 1 
  • Mastercard® VAT Reclaim Service provides companies doing business in Europe an easy and efficient way to reclaim their VAT. 1
  • MasterAssist™ Travel Assistance Services can provide emergency travel assistance plus pre-trip destination information when traveling more than 100 miles from home. 1 
  • MasterRental Insurance can provide reimbursement for physical damage to or theft of a rental vehicle. 1
  • Mastercard Priceless® Cities offers unique access and special experiences so you can enjoy more of the cities you love.
  • Zero Liability means that in the event that your card is used to make unauthorized purchases—whether made in a store, by phone, or online—you won’t be held liable. 2

For more information about your Mastercard benefits, download the full Guide To Benefits.

1. Certain restrictions apply. For details, see the Guide to Benefits. 

2. Certain restrictions apply. See for details.

Mastercard, BusinessCard and the Mastercard brand mark are registered trademarks and Mastercard Global Service, Mastercard Airport Concierge and MasterAssist are trademarks of Mastercard International Incorporated, used pursuant to a license.

All third party trademarks referenced herein are the property of their respective owners.