Conveniently located in Kannapolis, North Carolina
Mindy Cruz
Client Services Manager
Phone: 704.762.2333
For Mindy Cruz, the most rewarding part of banking is seeing relationships grow over time. She enjoys being a familiar face for families in Cabarrus County, whether she’s helping a couple open their first joint account or welcoming them back to start saving for a new baby. Mindy values making banking approachable and helping clients feel confident in their financial decisions through trust, education and empathy. A Rowan County native who moved to Cabarrus County in 2019, she has built her career serving clients through F&M Bank and was recognized as an NC Emerging Leader in 2023. In her free time, Mindy enjoys spending time with her family, reading historical fiction and watching true crime.
Lobby & Drive-Thru Hours
- Mon - Fri: 9am to 5pm