Important Changes For ATM Deposits
If you make ATM deposits, it is important that you understand the availability of your funds. Effective May 2, 2016, up to and including $200 from your ATM deposit will be available for immediate access. We have lowered the amount of immediate availability as a result of a significant increase in ATM deposit fraud here at F&M Bank and throughout the banking industry.
Please note that in some cases longer delays may apply in accordance with the F&M Funds Availability Policy. For further information contact any F&M Bank branch.