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Online Banking

Whether you are planning for a future business endeavor or just for an epic adventure, this savings account can help you reach your goals faster by delivering a competitive, tiered interest rate.

Account Features 

  • Minimum Opening Balance - $100 deposit required to open account 
  • App & Online Banking with Bill Pay - Securely check your balances, pay bills and more from your phone or tablet
  • Mobile Deposit (upon approval) - Deposit checks directly from your mobile device
  • In-App, Email & Text Notifications - Important info comes straight to your inbox
  • eStatements- View account statements online as soon as they’re ready 
  • Withdrawals - Make three (3) withdrawals (debits) per statement period for no charge, additional withdrawals are subject to a fee*
  • Interest Earning 
  • Monthly Service Charge of $3 - Eliminate this service charge by maintaining a minimum daily balance of $200
To learn more about our personal savings accounts, contact an F&M team member or stop by any F&M location.

Apply for an account now!


*See product disclosure for withdrawal fees