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AVOID DEBIT CARD DISRUPTION by contacting us BEFORE you go on vacation!


Debit and credit card fraud continues to increase at an alarming pace. F&M Bank proactively takes measures to minimize and prevent fraud. However, there are precautionary measures that cardholders should take. Whether you are heading to Disney World or traveling abroad, below are some important traveling tips.


Important Traveling Tips

  • Notify F&M Bank of extensive domestic and/or international travels before you leave
  • Inquire about potential international fraud blocks before you travel*
  • Test your card to confirm that you have the valid PIN
  • Verify that your card will not expire while traveling
  • Carry alternative payment methods (i.e. additional debit/credit cards)
  • Do not pack all payment methods together (i.e. one in a suitcase, another in a purse or wallet)
  • Remain observant for pickpockets
  • Photocopy all cards front and back and keep copies on hand
  • If you’re planning a trip outside the U.S., Travelex makes it easy to order foreign currency or a secure, prepaid money card for your vacation.
 
If you happen to forget to let us know you’re traveling, you might receive an email, call and/or text from our Fraud Center if potential suspicious activity is detected on your account. Please be sure to promptly respond to this communication (calls will come from 800-417-4592), as well as contact us and let us know how much longer you will be traveling to ensure uninterrupted debit card service
 

*F&M Bank has permanent blocks or limited access in the countries or states listed below. Please contact your local branch to inquire about these restrictions and/or to have the blocks removed for the duration of your travel.


Current Blocks in the United States 

  • Arizona: Limited access. 1
  • California: Limited access. 1
  • Florida: Limited access. 1
  • Kentucky: Limited access. 1 
  • Maryland: Limited access. 1 
  • New York: Limited access. 1
  • Texas: Limited access. 1 


Current Blocks Outside of the United States

  • Antigua: No transactions allowed. 
  • Australia: No transactions allowed. 
  • Austria: No transactions allowed. 
  • Azerbaijan: No transactions allowed.
  • Bangladesh: Limited access. 1 
  • Barbuda: No transactions allowed.
  • Belarus: No transactions allowed.
  • Brazil: Limited access. 1
  • Cambodia: Limited access. 1 
  • Canada: Limited access. 1
  • Chili: No transactions allowed.
  • China: Limited access. 1
  • Cote d’Ivoire: No transactions allowed.
  • Cyprus: No transactions allowed.
  • El Salvador: No transactions allowed. 
  • Estonia: No transactions allowed.
  • France: Limited access. 1
  • Georgia: No transactions allowed. 
  • Germany: Limited access. 1 
  • Great Britain: Limited access. 1 
  • Guatemala: Limited access. 1
  • Hong Kong: No transactions allowed.
  • India: No transactions allowed.
  • Ireland: Limited access. 1 
  • Italy: Limited access. 1 
  • Jamaica: Limited access. 1 
  • Japan: Limited access. 1 
  • Kazakhstan: No transactions allowed. 
  • Kenya: No transactions allowed. 
  • Latvia: No transactions allowed. 
  • Lebanon: No transactions allowed. 
  • Luxembourg: Limited access. 1 
  • Malaysia: Limited access. 1 
  • Malta: No transactions allowed.
  • Mauritus: Limited access. 1 
  • Mexico: Limited access. 1
  • Montenegro: No transactions allowed. 
  • Mozambique: No transactions allowed.
  • Nepal: Limited access. 1
  • Netherlands: Limited access. 1 
  • Nigeria: No transactions allowed.
  • North Korea: No transactions allowed.
  • Norway: Limited access. 1 
  • Pakistan: No transactions allowed.
  • Panama: No transactions allowed. 
  • Philippines: Limited access. 1 
  • Poland: No transactions allowed. 
  • Portugal: Limited access. 1 
  • Qatar: No transactions allowed.
  • Romania: No transactions allowed.
  • Russian Federation: No transactions allowed.
  • Saudi Arabia: No transactions allowed. 
  • Serbia: No transactions allowed.
  • Singapore: Limited access. 1 
  • Slovakia: No transactions allowed. 
  • South Africa: No transactions allowed.
  • South Korea: No transactions allowed.
  • Spain: Limited access. 1
  • St Kitts Nevis: No transactions allowed.
  • Sweden: Limited access. 1 
  • Switzerland: Limited access. 1 
  • Thailand: Limited access. 1 
  • Tunisia: No transactions allowed. 
  • Turkey: No transactions allowed. 
  • Ukraine: No transactions allowed.
  • United Arab Emirates: No transactions allowed. 


1 Contact F&M Bank for details.