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Online Banking

Man laughing with teller at counter.

Get rewarded just for meeting your savings goals. Among its perks, this savings account delivers a competitive interest rate and unlimited deposits. 

Account Features 

  • Minimum Opening Balance - $100 deposit required to open account 
  • Online Banking with Bill Pay - Bank 24 hours a day 
  • Mobile Banking - Securely check your balances, pay bills and more from your phone or tablet
  • Mobile Deposit (upon approval) - Deposit checks directly from your mobile device
  • Email & Text Alerts - Important info comes straight to your inbox
  • eStatements- View account statements online as soon as they’re ready 
  • Withdrawals - Make three (3) withdrawals (debits) per statement period for no charge, additional withdrawals are subject to a fee*
  • Interest Earning 
  • Monthly Service Charge of $3 - Eliminate this service charge by maintaining a minimum daily balance of $200
To learn more about our personal savings accounts, contact an F&M team member or stop by any F&M location.

*Federal regulations prohibit excessive transactions on this account. See product disclosure for withdrawal limitations.