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Banker review checking accounts with female customer.

Prefer to keep things simple? Simply Yours goes well beyond the basics to deliver comprehensive benefits at an exceptional value.


Account Features

Service Charge
Monthly Service Charge - $6

However, you can receive a service charge credit each statement period to reduce or eliminate this service charge. 

You will receive a $2 credit for choosing eStatements. 

Then you will receive a $2 credit for each of the following activities that occur during the statement period (up to a maximum of $4): 

  • Maintain direct deposit(s) totaling $250 or more 
  • Make 10 or more debit card transactions (excluding ATM withdrawals)
  • Maintain a minimum daily ledger balance of $500 in this account

To learn more about our personal checking accounts, contact an F&M team member or stop by any F&M location.