Skip Navigation
Menu X
Online Banking

Seniors walking into F&M Bank office

Simply Prime is an easy-to-use yet comprehensive checking account for experienced customers age 62 or better. It’s an ideal combination of essentials like online banking and bill pay, plus nice extras such as discounts on safe deposit boxes. 

Account Features

  • Minimum Opening Balance - $50 deposit required to open account 
  • Online Banking with Bill Pay - Have an Internet connection? Bank 24 hours a day. 
  • Mobile Banking - Securely check your balances, pay bills and more from your phone or tablet. 
  • Mobile Deposit (upon approval) - Deposit checks directly from your mobile device. 
  • Email & Text Alerts - Important info comes straight to your inbox. 
  • eStatements - View account statements online as soon as they’re ready. 
  • F&M Bank Debit Card - Swipe/insert-and-go ease with worldwide acceptance. 
  • Overdraft Privilege (available upon qualification) - Peace of mind in case of a mistake or emergency. 
  • Safe Deposit Box - $10 discount on one (1) safe deposit box of any size per calendar year. 
Service Charge

Monthly Service Charge - $6

Eliminate this service charge if one (1) of the following activities occurs during the statement period: 

  • Maintain direct deposit(s) totaling $250 or more 
  • Maintain either a minimum daily ledger balance of $600 or an average ledger balance of $1,200 in this account