Simply Prime is an easy-to-use yet comprehensive checking account designed for experienced clients 62 years of age or better. It’s an ideal combination of essentials like online banking and bill pay, plus nice extras such as discounts on safe deposit boxes.
Account Features
- Minimum Opening Balance - $50 deposit required to open account
- App & Online Banking with Bill Pay - Securely check your balances, pay bills and more from your phone or tablet.
- Mobile Deposit (upon approval) - Deposit checks directly from your mobile device.
- In-App, Email & Text Notifications - Important info comes straight to your inbox or mobile device.
- eStatements - View account statements online as soon as they’re ready.
- F&M Bank Debit Card - Swipe/insert-and-go ease with worldwide acceptance.
- Multiple Overdraft Solutions - Peace of mind in case of a mistake or emergency.
- Safe Deposit Box - $10 discount on one (1) safe deposit box of any size per calendar year.
Service Charge
Monthly Service Charge - $6
Perform one (1) of the following activities during the statement period:
- Maintain direct deposit(s)
- Maintain either a minimum daily ledger balance of $600 or an average ledger balance of $1,200 in this account
To learn more about our personal checking accounts, contact an F&M team member or stop by any F&M location.