Compare Savings and Club Accounts
F&M Bank has created a savings account for every client. Our diverse collection is designed to help you reach your financial goals, whether you’re new to savings or an old pro. Each one includes essentials like free online banking, as well as customized perks that complement your lifestyle and make saving easier.
| CORE SAVINGS | VENTURE SAVINGS | SAVINGS FIRST | CHRISTMAS CLUB | F&M MONEY MARKET | |
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| Description |
This savings account is a basic, low-fee account that will simply help you save. | Whether you are planning for a future business endeavor or just for an epic adventure, this savings account can help you reach your goals faster by delivering a competitive, tiered interest rate. | This savings account is perfect for younger clients learning how to manage their money and is designed for clients under 18 years of age. | Holiday expenses have a way of sneaking up on us. With a Christmas Club account, you can put a little money away throughout the year and have plenty when the yuletide season rolls around. | Looking for bigger returns and convenience? You can earn interest at rates higher than a checking account while still enjoying easy access to your funds. |
| Minimum Opening Balance |
$25 | $100 | $5 | $25 | $1,000 |
| App & Online Banking |
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| In-App, Email and Text Notifications |
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| Mobile Deposit (upon approval) |
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F&M Bank Debit Card or ATM Card
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| Number of Withdrawals Allowed Per Statement Cycle |
1 | 3 | 9 | N/A | N/A |
| Check-Writing Capabilities |
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| May Be Used to Provide Overdraft Protection |
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| Earns Interest |
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| Monthly Service Charge |
$0 with minimum daily balance of $25, otherwise $3 | $0 with minimum daily balance of $200, otherwise $3 | $0 with minimum daily balance of $5, otherwise $1 per quarter | $0 | $0 with minimum daily balance of $1,000, otherwise $10 |
| Apply Online |
Note: See product disclosures and schedule of fees for additional information on each account.