Personal loans are just that—personal. They’re designed to be used for things that are important to you, whether it’s a dream purchase (like a cottage on the lake) or a “have-to” (like braces for the twins). Personal loans can also be a smart source of financing for debt consolidation or life’s inevitable emergencies.
F&M Bank creates customized loans that are right for each borrower. And because they’re unsecured, you don’t need to put up collateral in order to access these funds. Personal loans even allow you to improve your credit while offering lower interest rates than most credit cards.