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Mature couple on boat in open water.

Personal loans are just that—personal. They’re designed to be used for things that are important to you, whether it’s a dream purchase (like a cottage on the lake) or a “have-to” (like braces for the twins). Personal loans can also be a smart source of financing for life’s inevitable emergencies.

F&M Bank creates customized loans that are right for each borrower. And because they’re unsecured, you don’t need to put up collateral in order to access these funds. Personal loans even allow you to improve your credit while offering lower interest rates than most credit cards.

When a little extra money would make a big difference, F&M may have a solution for you. For more information or to apply for a loan today, contact an F&M team member or visit any F&M location .