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Online Banking

Couple meeting with banker in F&M office.

Looking for bigger returns and convenience? If you plan to keep a minimum balance of $1,000 or more in your account, you can earn interest at rates higher than a checking account while still enjoying easy access to your funds with an F&M Money Market account. 

Account Features 

  • Minimum Opening Balance of $1,000 
  • Online Banking with Bill Pay - Bank 24 hours a day
  • Mobile Banking - Securely check your balances, pay bills and more from your phone or tablet
  • Mobile Deposit (upon approval) - Deposit checks directly from your mobile device
  • Email & Text Alerts - Important info comes straight to your inbox
  • E-Statements - View account statements online as soon as they’re ready
  • Withdrawals - Make six (6) withdrawals (debits) per statement period for no charge, additional withdrawals are subject to a fee*
  • Interest Earning - Boost savings with compounded interest
  • Monthly Service Charge of $10 - Eliminate this charge when you maintain a minimum daily balance of $1,000

*Regardless of fee, Federal regulations prohibit excessive transactions on this account.