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Young woman taking photo of check with smart phone at outdoor table.

With F&M Bank Mobile Deposit, you don’t have to add a bank stop to your day when you want to deposit a check. This F&M Mobile App tool and a couple of photos are all you need to enjoy a secure, easy-to-use shortcut. 


Using F&M Bank Mobile Deposit 

To deposit directly into your eligible checking or savings account using the F&M Mobile App: 

  • Open the F&M Mobile App, and select the “Deposit” icon.
  • Take a picture of the front and back of your check using your smartphone.
  • Enter the amount of your check, and click “Submit.”

You’ll receive a confirmation message on your device for each successful deposit. 


Get Started 

To use Mobile Banking, you’ll need: 

Once you have the items above, complete the F&M Bank Mobile Deposit Application by clicking on the link to the right. You’ll receive a confirmation email by the end of the next business day about your request. 


*Wireless carriers may charge fees for text transmissions or data usage