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When life throws opportunities or challenges your way, a Home Equity Loan with F&M Bank can provide the funds for them. Based on the equity in your home and your credit, qualified homeowners receive a lump sum of money and then make fixed monthly repayments.

Some common uses for Home Equity Loans: 

  • Home improvements
  • High-interest debt reduction
  • Education expenses
  • Big-ticket purchases (i.e. automobiles, vacations)
  • Financing an adoption
  • Paying for a wedding


All loans subject to credit approval.