It’s a financial tool you probably use every day. So why not choose a checking account designed specifically for your lifestyle? F&M Bank offers personalized accounts that range from “just the essentials” to “make me some money”! Use the chart below to compare the perks of each account. Which one has your name on it?


Please scroll left to view the rest of the account table


*Reimbursement for up to five (5) non-F&M Bank ATM surcharge fees and waiver of corresponding F&M Bank’s ATM fee per statement period.

**Tiered Interest Rates based on your average balances: Less than $10,000 = X%, $10,000-$19,999 =X%, $20,000 to $49,999 = X%, $50,000 - $99,999 = X%, $100,000 and over = X%.