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Online Banking

An F&M Bank Debit Card works like a check, only better! This everyday financial tool is used like a credit card at checkout, but because it’s linked to your F&M checking account, purchases are deducted directly from your account balance. No racking up interest charges or borrowing money. And Mastercard® is accepted at millions of places worldwide, giving you maximum convenience in one little card. 

Benefits of your F&M Bank Debit Card: 
  • It’s easy. No need to write a check—just swipe or insert and go.
  • It’s everywhere. Make purchases and pay bills with merchants displaying the Mastercard logo. 
  • It’s trackable. Every transaction can be viewed almost immediately via Online Banking and the F&M Bank Mobile App. Transactions also show up on your monthly statement. 
  • It’s safe. With Mastercard’s Zero Liability policy, you won’t be liable for promptly-reported, unauthorized purchases or ATM transactions. Plus, there’s no need to provide any personal information when you use it—just a three-digit security code to assist in verifying your identity.