Does this shirt go with these pants? Chicken or pasta for dinner? Some decisions should only take a few minutes. Your mortgage isn't one of them. At F&M Bank, we give your mortgage the time and attention it deserves.
For most people, a home is by far their biggest investment. Because so much of your hard-earned money is tied up in a mortgage, it’s crucial to work with a financial institution that will be a true partner. F&M Bank has taken the often-intimidating mortgage process and made it convenient and easy to understand. Our mortgage expert provides step-by-step guidance, starting with selecting the right loan and ending with your last payment. All loan decisions are made locally, allowing our team the ability to customize loans based on your individual needs and find a loan solution that is fair and best for you.
Fixed Rate Mortgages
Adjustable Rate Mortgages
Jumbo Mortgage Loans
Home Affordable Refinance Program
Community Partners Product
Our Community Partners Product is a unique financial opportunity for current or retired law enforcement officers, educators, health care workers, firefighters, and other first responders who are purchasing a home. Click here to learn more.
All loans subject to credit approval.