We're here for you
The health and safety of our customers and associates is our No. 1 priority. We continue to closely follow the daily developments of the COVID-19 pandemic. During this challenging time for the world, we remain focused on providing our clients with a high level of service and advice. At F&M Bank, we are committed to providing you the financial access, guidance and support you need so you can focus on your well-being and your loved ones. I want to assure you that F&M Bank will do everything in our power to continue to serve our clients— through online and mobile banking, by phone, in our drive-thru and by appointment in branches when necessary. This is a very difficult time for us all. However please rest assured that F&M Bank has been here for our customers through two World Wars, the Great Depression, the Great Recession and many other life-changing events and we stand ready for this challenge as well.
Stay safe and healthy,
J. Steven Fisher
Chairman & CEO, F&M Bank and F&M Financial Corporation
Here's how we can help
Answers to your questions about stimulus payments
Small Business assistance
Keeping your information secure
Stay connected 24/7
- Online Banking with Bill Pay: The convenience of 24-hour Online Banking means you can securely manage your accounts and put Online Bill Pay to work for you anywhere you have an Internet connection.
- Mobile Banking: Using the F&M Mobile App is like putting hours back on the clock.
- Mobile Deposit: This F&M Mobile App tool and a couple of photos are all you need to enjoy a secure, easy-to-use shortcut.
- Mobile Wallet: Simply link your F&M Bank Debit Mastercard to your phone, and then leave your wallet at home and have a hands free way to pay.
We are open to serve you
- Drive-thru: Based on the guidance of the CDC, the NC Commissioner of Banks, our Federal and State government and the well-being of the communities we serve, F&M Bank is DRIVE-THRU only.
Find a location
- Appointment: Sometimes you just need to sit down face-to-face with someone to conduct your business. If you need to schedule an essential meeting like a loan closing, account opening, access your safe deposit box or other service, simply call your favorite branch or your Personal Banker.
Locations & phone numbers
- Call Us: As always, we are committed to answer the phone when our customers call. Simply contact your favorite branch or your Personal Banker. Visit our locations to find the phone number of an office near you or call 704.633.1772.
- Health and safety measures: The wellbeing of our customers, employees and communities is always F&M Bank’s top priority. In light of recent news about the coronavirus (COVID-19), we want to share our readiness plans to safeguard your personal and financial safety.