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Visual Arts Center building

Waterworks Visual Arts Center serves as the anchor organization for Salisbury’s East Square Cultural Arts District and is the only teaching museum within a forty mile radius of Salisbury.


F&M Bank values the contribution non-profit organizations make to our local communities and economies. We offer a line of banking solutions tailored for non-profits, along with the expertise to help you identify the products and services that best fit your unique company.


EZ Non-Profit Checking

EZ Non-Profit Checking is ideal for groups and non-profit organizations that are eligible for tax exempt status under section 501 of the Internal Revenue Code and have relatively few monthly transactions. Enjoy a low minimum opening balance, no monthly service fee and a variety of value-added features. 

Account Features 

* There is a $.30 charge for each item over the monthly limit
**Subject to credit approval


Non-Profit Checking

If your group or non-profit organization is eligible for tax exempt status under section 501 of the Internal Revenue code and has moderate to high transaction activity, Non-Profit Checking is for you. Among its benefits, this account has a low monthly service fee that’s easy to eliminate. 


Account Features 

* There is a $.30 charge for each item over the monthly limit
**Subject to credit approval


Non-Profit Interest Checking

Want to earn interest? Groups and non-profit organizations that are eligible for tax exempt status under section 501 of the Internal Revenue code and have moderate to high transaction activity can boost their bottom line with Non-Profit Interest Checking. Maximize flexibility with perks like no minimum balance requirement after a low initial deposit. 

Account Features 

* There is a $.30 charge for each item over the monthly limit
**Subject to credit approval

Non-profit customers also have access to additional services such as non-profit savings , non-profit money market account , cash management services and business lending solutions .

To learn more about our non-profit checking accounts, contact an F&M team member or stop by any F&M location .