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F&M Bank is renowned for its truly exceptional customer service, and we bring the same over-and-above commitment to our Merchant Services customers.

The best people to ask about F&M Bank’s Merchant Services are the business owners who actually use them. 

“Starting with F&M Bank Merchant Services was a wonderful experience. I was up and running within 24 hours of my call—absolutely no down time at all. The machine is easier to use than my previous one and hasn’t gone down once. Plus, I’m saving $180 a month! I love F&M Bank, so the ability to use F&M and stay local with my payment processing provider simply makes great sense.”

—Rick Anderson, Owner of The Sidewalk Deli, F&M Bank Customer for 22 years


“What truly sold us was the merchant portal, where we can log in and see all activity by the next day; it’s so convenient and allows lots of flexibility. And being a small business, we really like the feeling we get banking with F&M. Their service quality is beyond our expectations. You can’t buy that level of service. Plus, we’re saving over $40 a month from our previous provider.”

—Tiffany & Rodney Gary, Owners of Humpty Dumpty Childcare Academy, F&M Bank customers for 8 years