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Founder John Nichols of The Nichols Company, a longtime F&M Bank client, has worked on neighborhood revitalization since he started in commercial real estate 30 years ago. When he launched his own company, his first project was reviving the Plaza Midwood area in Charlotte into a community where residents could work, live, and shop. 


Building or renovating a commercial property is often an essential part of entrepreneurship, and F&M Bank is dedicated to helping business clients find the financing to do so*. Our commercial bankers will work with you to create a flexible draw schedule and present term options with affordable monthly payments that fit your needs.

Use F&M Bank construction loans for: 

  • Builder construction lines
  • Single-family construction
  • Multi-family projects
  • Office space
  • Retail space
  • Self-storage space
  • Mixed-use properties
  • Industrial properties

*Subject to credit approval

For additional information or to apply for a loan today, contact an F&M Commercial Banker.