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Online Banking


Commercial Checking is the ideal choice for established businesses and non-profit organizations with moderate to high transaction activity whose compensating balances may offset fees. Enjoy a low minimum opening balance, a low monthly service fee and a variety of value-added features.

Account Features

Business customers also have access to additional services such as business savings and money market accounts, payroll services, cash management services and business lending solutions.

To learn more about our business checking accounts, contact an F&M team member or stop by any F&M location.

*Earnings Credit Allowance = (Average Collected Balance less 10% Reserve) x Earnings Rate
**Subject to credit approval