Description
The ideal choice for sole proprietorships businesses and non-profit organizations with limited monthly transactions Designed for smaller businesses with a moderate to high volume of transactions Designed for smaller non-profit organizations with moderate to high volume of transactions The added perks of this account benefit businesses and non-profit organizations with more transactions Advantageous for established businesses and non-profit organizations with moderate to high transaction activity whose compensating balances may offset fees

Minimum Opening Balance
$100 $100
$100
$100
$100

Monthly Maintenance Fee
$0 $12 $8 $35 $15

To Avoid Monthly Maintenance Fee
N/A Maintain an average monthly balance of $1,000 Maintain an average monthly balance of $1,000 Maintain an average monthly balance of $25,000 Earnings Credit Allowance can reduce or eliminate service charges

Monthly Items*
100 items at no charge 250 items at no charge with an average monthly balance of $1,000 250 items at no charge
750 items at no charge
 
1,000 items at no charge with an average monthly balance of $50,000
Per item charges vary based on transaction type

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Mobile Deposit
(upon approval)


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Discounted Checks



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*An item is defined as checks paid, deposits, deposited items, ACH debits, ACH credits and teller withdrawals. There is a $0.30 charge for each item over the monthly limit.

Business customers also have access to additional services such as business savings and money market accounts, cash management services and business lending solutions . To learn more about our business checking accounts, contact an F&M team member or stop by any F&M location.