Business Checking is the ideal choice for smaller businesses with moderate to high transaction needs. Enjoy a low minimum opening balance, a low monthly service fee that can easily be avoided and a variety of value-added features.
- Minimum Opening Balance: $100 deposit required to open account
- Up to 250 combined transactions per month (deposits, items deposited, checks, debits, etc.)*
- $12 monthly service charge (waived when you maintain an average monthly balance of $1,000)
- Online Banking with Bill Pay
- Mobile Banking
- Mobile Deposit (upon approval)
- Email & Text Alerts
- F&M Bank Debit Card
- Overdraft protection available with a Cash Reserve line of credit** or business savings account
- No set-up fee for F&M Merchant Credit Card Processing Services
* There is a $.30 charge for each item over the monthly limit.
** Subject to credit approval