Business Checking is the ideal choice for smaller businesses with moderate to high transaction needs. Enjoy a low minimum opening balance, a low monthly service fee that can easily be avoided and a variety of value-added features.
- Minimum Opening Balance: $100 deposit required to open account
- Up to 250 items per month at no charge*
- $12 monthly maintenance fee (waived when you maintain an average monthly balance of $1,000)
- Online Banking with Bill Pay
- Mobile Banking
- Mobile Deposit (upon approval)
- Email & Text Alerts
- F&M Bank Debit Card
- Multiple Overdraft Solutions with CreditReserve** or a business savings account
* An item is defined as checks paid, deposits, deposited items, ACH debits, ACH credits and teller withdrawals. There is a $0.30 charge for each item over the monthly limit.
** Subject to credit approval