Download Acrobat Reader 5.0 or higher to view .pdf files.
Menu X
Online Banking

F&M Bank is in the business of helping local businesses succeed. So when we hear that our products and expertise have made a real difference for them, we want to shout it from the rooftop. From timely, customized service to technology that increases productivity (and profitability), business clients have a lot to say about F&M Bank. Click on the links below to read their stories!



The Nichols Company


Speedway Harley-Davidson


Greg Culp, Salisbury Scuba


Garman Homes


Harris Morrison Company


Zion Baptist Church


The Rosemyr Corporation