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Hometown Banking

There are a lot of banks out there, so why choose F&M to handle your finances? Because we’re about more than just money. We believe that in order to best serve the community, you need to know the community. That’s why F&M Bank is dedicated to hometown banking and community involvement in Rowan and Cabarrus counties.

Even after close of business, we’re still openly serving our community. We go beyond typical hometown banking to serve our community, from hometown reinvestment to money management education and more.  It’s part of what makes us one of the best banks to bank with in all of North Carolina. See what your hometown bank is doing in your area!