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Financing
Whether you’re starting to expand or just getting started, F&M Bank offers an assortment of financing options for
North Carolina small businesses from expansion to construction loan financing.
Your hometown bank can provide help with loans, lines of credit and more to make sure you always have the working capital you need, whether it’s
construction loan financing to accommodate growth or choosing your first site with financing help for commercial real estate. North Carolina businesses can remain confident with competitive rates will keep them competitive, too. Learn more about F&M Bank’s business financing services below.
| F&M Bank’s Financing Options |
| Commercial Real Estate |
F&M offers financing for land acquisition and development as well as construction of residential housing and commercial properties.
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| Term Loans |
If your business needs to borrow money to purchase equipment or make long-term investments to support growth, F&M Bank provides business loans tailored to meet your repayment ability. We offer Term loans with fixed or variable rates.
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| Construction and Renovation Loans |
Our commercial bankers will work side by side to help you complete your construction or renovation projects with a flexible draw schedule. We have term options with affordable monthly payments to meet your needs.
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| Letters of Credit |
During important transactions that can make or break your business, you need to know your bank will stand behind you with a commitment as essential as its financial backing. F&M Bank provides for the issuance of domestic Letters of Credit.
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| Lines of Credit |
A line of credit provides you with the financial flexibility to act when opportunities arise while helping you manage your bottom line. Enjoy peace of mind knowing funds are available when you really need them.
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All credit subject to approval