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Compare Business Checking Accounts

Benefits	Free Business Checking	Business Checking	Business Advantage Checking	Business Interest Checking	Commercial Checking
Minimum Opening Balance Requirement	$100.00	$100.00	$100.00	$100.00	$100.00
Monthly Items (deposits, items deposited, checks, debits, etc.)	100 items free	250 items free	750 items free 1,000 items free if balances are $50,000 or higher	100 items free	Per item charges vary based on transaction type.
Monthly Maintenance Fee	Free	$12.00	$35.00	$12.00	$15.00
To Avoid Monthly Maintenance Fee	N/A	Maintain an average monthly balance of $1,000	Maintain an average monthly balance of $25,000	N/A	Use your Earnings Credit to offset charges
F&M Bank Visa Check Card	X	X	X	X	X
Online Banking	X	X	Free	X	X
Online Bill Pay	X	X	Free	X	X
Overdraft protection (Available with a Cash Reserve Line of Credit* or business savings account)	X	X	X	X	X
Credit/ Debit Card Processing Set up fee waived	X	X	X	X	X
Free Email Alerts	X	X	X	X	X
Free E-Statements (if desired)	X	X	X	X	X
Free Mobile Banking	X	X	X	X	X
Free or Discounted Checks			X

* Subject to credit approval

Business customers also have access to additional services such as business savings, Money Market account(s), cash management services, and business lending solutions.

To learn more about our business checking accounts, contact an F&M team member or stop by any F&M location.

F & M Bank