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Small Business Cash Management
Running a business can be time consuming. Wouldn't it be nice if your debits and credits could run smoothly in the background? With F&M Bank,
small business cash flow management is easy and reliable, giving
North Carolina small businesses one less thing to worry about and allowing owners to focus on the task at hand. Find out how small business cash flow management services such
as Online Banking for Business, Positive Pay and Remote Deposit Capture can help you
manage business finances and streamline your transactions.
| Cash Management Options available to businesses: |
| Online Banking for Businesses |
Save time and money by using Online Banking to manage both your personal and business finances. Available to you 24 hours a day, 7 days a week from any Internet connection, F&M Bank is always at your fingertips. And, because we secure your account, you'll feel safe doing all of these things and more.
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Automated Clearing House
(ACH Services)
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Using F&M Bank's Online Banking for Business ACH service, you can initiate credits and debits to business and consumer accounts with minimum effort and maximum efficiency. ACH funds transfer is a low cost means of assuring your payments move quickly and efficiently, meeting your payment schedules without tying up funds for the ordinary check clearing process.
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Remote Deposit Capture
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Your business operates at a fast pace, and you need a banking partner that won't slow you down. Our business customers can take advantage of our Remote Deposit service - the quickest, most convenient way to make daily deposits.
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| Wire Transfers |
Wire Transfer service is the most expedient method for transferring funds between your F&M business account and other bank accounts. It can be used for domestic or international transactions in which no cash or check exchange is involved, but the account balance is directly debited electronically and the funds are transferred to another account in “real time.”
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| Positive Pay |
Help protect your business from check fraud with F&M bank's Positive Pay solution. Positive Pay allows you to monitor checks processed for payment against your account and reject unauthorized transactions before losses occur. Positive Pay can be utilized by any retail or wholesale business regardless of size.
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