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Youth Savings

Piggy banks are great, but a savings account — even better. Kids love having money in the bank, and they'll love feeling in charge of it, too. Help teach your children the importance of saving and becoming financially sound by choosing the appropriate savings option for your children.

Quarterly Youth Savings

Perfect for younger customers learning how to manage their money. This savings account is designed for customers younger than 18 years of age. Statements are mailed quarterly.


Account Features
Minimum Opening Balance of $5.00

Competitive Interest Rates

Access funds by ATM, phone, Web or at any of our locations
Avoid a $1.00 fee by having a minimum daily balance of $5.00
Allowed 9 debits (withdrawals) per statement cycle for free and then a fee for any additional debits (withdrawals) 

Monthly Youth Saving

Similar to the Quarterly Youth Savings account, this savings account provides monthly statements and is available to customers age 16-18.


Account Features
Minimum Opening Balance of $50.00

Competitive Interest Rates

Access funds by ATM, phone, Web or at any of our locations
Avoid a $1.00 fee by having a minimum daily balance of $5.00
Allowed 3 debits (withdrawals) per statement cycle for free and then a fee for any additional debits (withdrawals) 

Compare F&M Savings Accounts