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Compare Savings Accounts

Benefits	EZ Savings	Statement Savings	Quarterly Youth Savings	Monthly Youth Savings	Christmas Club	Insured Money Market	Platinum Money Market
Balance Requirement	$25.00	$100.00	$5.00	$5.00	$25.00	$1,000.00	$10,000.00
Age Requirement	None	None	Less than 18 years of age	16 to 18 years of age	None	None	None
Free Online Banking	x	x	x	x	x	x	x
Free Check Card or ATM Card	x	x	n/a	x	x	x	x
No Charge to Access F&M's ATMs	x	x	n/a	x	x	x	x
Number of Withdrawals allowed per statement cycle	1	3	9	3	0	6	6
Check-Writing Capabilities						x	x
May be used to provide overdraft protection	x	x				x	x
Interest Paid	Compounded Daily Paid Monthly	Compounded Daily Paid Monthly	Compounded Daily Paid Quarterly	Compounded Daily Paid Monthly		Compounded Daily Paid Monthly	Compounded Daily Paid Monthly
Monthly Maintenance Fee	$5.00	$3.00	$1.00	$1.00	$25.00	$7.00	$25.00
Fee Waiver	Minimum deposit of $25.00 automatically deposited monthly	Minimum daily balance of $200.00	Minimum daily balance of $5.00	Minimum daily balance of $5.00	Minimum daily balance of $1,000.	Minimum deposit of $25.00 deposited monthly	Minimum daily balance of $10,000.

F & M Bank